Lumin Digital provides a cloud-native digital banking platform for financial institutions across the United States. Founded in 2016, the company serves more than 90 banks and credit unions, powering digital experiences for over 8 million end users. Its technology stack covers digital banking, data and analytics, self-service account opening, and intelligent self-service features.
The company's platform reports 99.999% uptime and a Net Promoter Score near 90. Clients have cited operational outcomes including monthly cost reductions of $75,000 and deposit growth of $18 million in a single month. The company maintains a 100% on-time launch record and releases more than 220 product enhancements per year. Its mobile application holds an average rating of 4.85 out of 5.
Lumin Digital reports 99% employee satisfaction internally. The company describes its mission as empowering financial wellness and strengthening communities through its work with banks and credit unions.